JSC NORVIK BANKA non-audited financial results as of January 31, 2009

Assets  LVL 526 090 901 (EUR 748 559 913)
Loans  LVL 308 649 566 (EUR 439 168 767)
· Incl. loans to households for acquisition of housing LVL 9 110 050 (EUR 12 962 433)
· Incl. mortgage loans LVL 62 874 673 (EUR 89 462 600)
Deposits LVL 359 077 818 (EUR 510 921 705)
· Incl. from households LVL 111 075 141 (EUR 158 045 687)
Shareholders’ equity  LVL 61 047 518 (EUR 86 862 792)
Profit of the year LVL 1 248 696 (EUR 1 776 734)
Assets under management  LVL 30 938 811 (EUR 44 021 962)

The fixed exchange rate of the Bank of Latvia is 1 EUR=0.702804 LVL.

Financial Institutions Department
JSC ”NORVIK BANKA”
Tel.: +371 67011467, +371 67041178

Fax: +371 67041196

E-mail: marija.gulajeva@norvik.lv