JSC “Akciju komercbanka “Baltikums”” non-audited financial results as of July 31, 2007:

• Assets                                                                                        LVL 86 901 860 (EUR 123 650 207)
• Loans                                                                                           LVL 21 318 601 (EUR 30 333 636)

• incl. loans to households for acquisition of housing              LVL 389 745 (EUR 554 557)
• incl. mortgage loans                                                           LVL 879 916  (EUR 1 252 008)
• Deposits                                                                                      LVL 56 822 627 (EUR 80 851 314)
  • incl. from individuals                                                       LVL 1 958 608  (EUR 2 786 848)
• Shareholders` equity                                                                   LVL 11 943 664 (EUR 16 994 303)
• Profit of the year                                                                             LVL 1 316 950 (EUR 1 873 851)
• Assets under management                                                              LVL 1 289 267 (EUR 1 834 462)

The fixed exchange rate of the Bank of Latvia is 1 EUR=0.702804 LVL.