AS DelfinGroup (hereinafter – the Company) announces that it has received information from IPAS INDEXO (hereinafter – INDEXO) regarding a planned voluntary share buyback offer (hereinafter – the Offer).

On 11 November 2026, INDEXO submitted documents to the Bank of Latvia, including the INDEXO voluntary share buyback prospectus, in accordance with the procedure set out in the Share Buy-back Law, in order to obtain permission to make the Offer.

The INDEXO voluntary share buyback prospectus will be available following its approval by the Bank of Latvia.

INDEXO intends to offer the Company’s shareholders the opportunity to sell their shares in the Company (hereinafter – the Shares) at a price of EUR 1.90 per Share. The consideration will be paid in cash. Under the Offer, INDEXO will acquire no more than 8,164,808 (eight million one hundred sixty-four thousand eight hundred and eight) Shares (hereinafter – the Maximum Number of Shares). INDEXO currently holds 32,755,904 Shares, representing 72.03% of the total number of the Company’s voting Shares (45,472,511 Shares). Should INDEXO acquire the Maximum Number of Shares and the total number of the Company’s voting Shares remain unchanged, INDEXO will hold 40,920,712 Shares, or 89.99% of the voting rights in the Company, following the Offer.

About DelfinGroup

DelfinGroup is a licensed Latvian fintech company founded in 2009 and is a part of the INDEXO group since 2025. DelfinGroup currently operates in Latvia and Lithuania. The company operates under the brand names Banknote and VIZIA. The company has been profitable every year since 2010. DelfinGroup continuously develops and offers consumer loans, pawn loans, and the sale of pre-owned goods online and at more than 80 branches across Latvia. Since 2014, DelfinGroup has been known on the Nasdaq Riga Stock Exchange as a bond issuer and, since 2021, as a listed company on the Baltic Main List. The company regularly pays dividends to its shareholders. The sustainability of DelfinGroup is based on focused corporate governance, fintech innovation, responsible lending, financial inclusion, and facilitating the circular economy.