AS Citadele banka (Citadele) issued 4,000 subordinated bonds (LV0000880102 - EUR 5.00 CITADELE BANKA BOND 21-2031) in the amount of € 40,000,000 in 2021 under the € 40,000,000 Fourth Unsecured Subordinated Bonds Programme. The bonds are listed on the Baltic Bond List of Nasdaq Riga.

13 December 2026 will be the Early Redemption Date pursuant to Section 5.11 (Maturity and Redemption) of the Base Prospectus of the above-mentioned programme. The bonds will be redeemed in full at their nominal value, together with the coupon payable on the Early Redemption Date, to bondholders recorded as of the end of 11 December 2026 (record date).

For more information: Krists Eiduks, Head of Treasury +371 28448481, krists.eiduks@citadele.lv

About the Citadele Group

Citadele’s mission is to modernise the financial sector by offering a range of next-generation financial technology-based services alongside traditional banking products, serving both private individuals and entrepreneurs across the Baltics. Citadele holds a long-term deposit rating of A3 and a senior unsecured debt rating of Baa2, assigned by Moody’s on 21 April 2026, with a stable outlook. In 9M 2026, Citadele issued EUR 1.2 billion in new loans, with the total loan portfolio reaching EUR 4.1 billion and deposits growing to EUR 4.5 billion. Citadele Bank is the Group’s parent company in Latvia, and its subsidiaries and branches operate in Latvia, Lithuania and Estonia.