DelfinGroup hereby informs that, according to the results of the voluntary share buy-back offer for the shares of AS DelfinGroup made by IPAS INDEXO, IPAS INDEXO has become the holder of 67.42% of the shares in AS DelfinGroup. As a result, in accordance with the terms and conditions of the Notes with ISIN LV0000860146 and LV0000803914, this change in the shareholder structure constitutes a Change of Control Put Event.

In accordance with the Terms and Conditions of the above-mentioned Note issues, each Noteholder of the relevant issue is entitled to exercise the Put Option.

Put Option exercise period

• Put option application period: from 16 December 2025 (inclusive) to 20 January 2026 (inclusive).
• Change of Control Put Date (settlement date of the Put Option): 6 March 2026.

The Notes will be redeemed only in respect of those Notes for which the Noteholder has duly and timely submitted a Put Option exercise notice in accordance with the procedure described below.
Noteholders who do not exercise the Put Option may continue to hold the Notes in accordance with the unchanged Terms and Conditions of the relevant Note issue until their final maturity date.

Procedure for exercising the Put Option

• Holders of the Notes with ISIN LV0000860146 and LV0000803914 may apply to exercise the Put Option during the Put Option application period by submitting to AS DelfinGroup a duly completed Change of Control Put Exercise Notice.
• Electronically signed Change of Control Put Exercise Notices shall be sent to AS DelfinGroup by e-mail to: IR@delfingroup.lv (please indicate in the subject line: “Change of Control Put Option – ISIN [insert ISIN]”).
• Physically signed Change of Control Put Exercise Notices shall be sent to the registered office of AS DelfinGroup at: Skanstes iela 50A, Rīga, LV-1013, Latvia.
• Settlement with the Noteholders for the Notes to be redeemed by AS DelfinGroup will be carried out via DVP (delivery versus payment) transactions, based on the respective instructions submitted by the Noteholders to their account operators (banks or investment brokerage firms).
• Closer to the Change of Control Put Date, AS DelfinGroup will contact the Noteholders who have applied to exercise the Put Option and provide them with information on the DVP transaction instructions which the Noteholders will have to submit to their respective account operators (banks or brokers) so that such account operators can arrange the respective DVP transactions in accordance with the procedures of Nasdaq CSD and the relevant account operators.
• The settlement will be carried out on 6 March 2026 in accordance with the Terms and Conditions of the respective Note issues.

The detailed Terms and Conditions of the Note issues, as well as the mechanism of the Put Option, are described in the Terms of the Notes Issue dated 31 October 2023 for the Notes with ISIN LV0000860146 and in the prospectus dated 23 August 2024 for the Notes with ISIN LV0000803914, both available on the website of AS DelfinGroup at www.delfingroup.lv.

Annex: Change of Control Put Exercise Notice.

About DelfinGroup

DelfinGroup is a licenced fintech company established in 2009 and currently operating in Latvia and Lithuania. The company operates under the brand names Banknote and VIZIA. The company has been profitable every year since 2010. DelfinGroup continuously develops and offers consumer loans, pawn loans, and the sale of pre-owned goods online and at more than 80 branches across Latvia. Since 2014, DelfinGroup has been known on the Nasdaq Riga Stock Exchange as a bond issuer and, since 2021, as a listed company on the Baltic Main List. The company regularly pays dividends to its shareholders. The sustainability of DelfinGroup is based on focused corporate governance, fintech innovation, responsible lending, financial inclusion, and facilitating the circular economy.