AS Citadele banka announces the early redemption of the remaining outstanding amount of  € 90,770,000 of senior unsecured preferred bonds (ISIN XS2393742122 - EUR 200,000,000 Fixed / Floating Rate Notes due 2026) issued in 2021 in the amount of € 200,000,000 and reduced following the cash tender offer in September 2025. The bonds are listed on Euronext Dublin and the Baltic Bond List of AS Nasdaq Riga.

22 November 2025 will be the Optional Redemption Date, pursuant to Condition 4(c) of the Base Prospectus of the above-mentioned bonds.

For further information, please contact: Vlad Ender, Head of Treasury, +372 5517213, vlad.ender@citadele.ee

About the Citadele Group

Citadele’s, rated Baa1 (stable) by Moody’s, mission is to modernise the financial industry and offer more opportunities to private individuals and businesses throughout the Baltics. In H1 2025, Citadele issued EUR 765 million in new loans, with its total loan portfolio reaching EUR 3.5 billion, while total deposits reached EUR 4.0 billion. Alongside a modern universal banking platform, Citadele offers its clients a range of services based on next-generation financial technology, including its modern app, contactless payments and instant payments. Citadele was the first in the Baltics to introduce account opening with a selfie, payment rings and payments to mobile numbers. Citadele Bank is the Group’s parent company in Latvia, and its subsidiaries and branches operate in Latvia, Lithuania and Estonia.