The Management Board of DelfinGroup has prepared the audited annual report for 2024, which will be submitted for approval at the Annual General Meeting of Shareholders.

In 2024, DelfinGroup achieved the following results:

• Net loan portfolio: EUR 113.5 million, +28%;
• Revenue: 63.0 million euros, +25%;
• EBITDA: 21.9 million euros, +21%;
• Profit before taxes: 9.2 million euros, +11%;
• Net profit: 7.3 million euros, +10%.

Attachments:

AS DelfinGroup Annual accounts for the year ended 31 December 2024 and Consolidated Annual Accounts for the year ended 31 December 2024 in ESEF and PDF format.

AS DelfinGroup Corporate Governance Report 2024;

AS DelfinGroup Remuneration Report 2024.

All attachments are available on DelfinGroup website https://delfingroup.lv/reports.

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About DelfinGroup

DelfinGroup is a licensed Latvian fintech company founded in 2009 and operating under the Banknote and VIZIA brands. The Company has been profitable every year since 2010. DelfinGroup continuously develops and offers consumer loans, loans for seniors, buy now, pay later loans, pawn loans and sales of pre-owned, little used and new goods in almost 90 branches in Latvian and Lithuania, as well as online. Since 2014, DelfinGroup has been known on the Nasdaq Riga Stock Exchange as a bond issuer and, since 2021, as a listed company on the Baltic Main List. The Company pays regular quarterly dividends. The sustainability of DelfinGroup is based on focused corporate governance, fintech innovation, responsible lending, financial inclusion, and facilitating the circular economy.