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SIA ExpressCredit financial results for first half year 2017
Emitents DelfinGroup, AS (iepriekšējais nosaukums - ExpressCredit, SIA) (2138002PKHUJIMVMYB13)
Veids 1.2 Pusgada finanšu pārskati un revīzijas ziņojumi / ierobežotas pārbaudes
Valoda EN
Statuss Publicēts
Datums 2017-08-04 16:59:56
Versijas komentārs

SIA ExpressCredit Group's turnover for the 1st half of 2017 reached EUR 8.7 m and Group worked with unaudited net consolidated profit of EUR 1.44 m.

The Group’s operations during the period from 1 January to 30 June 2017 has been successful. In line with plans, total revenue for the period was up by 25.4% against the 2016 respective period and reached 8 718 678 euro. 

Agris Evertovskis comments on 2017 1st half year results: "The growth of the Group's performance in comparison with the previous half-year is significant. The company's financial position and operating results are the best in the history of the company's existence. As of now, our priority is to focus on maintaining of conservative credit policies and to provide our clients with the best service in the financial services sector in Latvia. The task of the Group is to maintain the company's growth trend and ensure the stability of shareholders and investors."

By implementing business strategy and all planned activities the following financial results of the Group were achieved in the period:

Position EUR  Increase / (decrease) %*
Net loan portfolio 15.8 31.4
Assets 18.9 18.5
Net profit 1.44 431.1

   * - comparison to the amounts as at 31.12.2016, except for net profit that is compared to respective period of the year 2016

The Group's loan portfolio was funded from the profits, from the cooperation with the mutual lending platform, as well as in the 1st half year 2017 the Group attracted funding of 600,000 euros with respect to emitted the closed bond issue of 5 million euro at the end of 2016. As at the end of period of the new bonds are subscribed for the total amount of 1 574 000 euro.

SIA ExpressCredit submits unaudited interim consolidated financial statement of the first half year 2017.

SIA ExpressCredit submits investor presentation for the operational results of 2nd quarter of 2017.


SIA ExpressCredit is a licenced non-banking consumer crediting company established in 2009. SIA ExpressCredit operates under the brands “Banknote”, "MoneyMetro" and “Rīgas pilsētas lombards” in 39 biggest Latvian cities and populated areas through 92 branches offering pawnshop loans, consumer loans and money transfers in cooperation with “Western Union”. More than 310 thousand natural persons have used the company’s services in Latvia. SIA ExpressCredit employs 275 professional employees. SIA ExpressCredit has paid 2.3 million euro in taxes in 2016.

         Kristaps Bergmanis
         Tālrunis: +371 29144168
         Fax: +371 67809194
         E-mail: Kristaps.Bergmanis@banknote.lv